Our Qualifications
How We Work
Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.
Thomas B. Holding, CFP®, CLU®, CRPC®
Financial Planner
(513) 342-1239
Thomas B. Holding, CFP®, CLU®, CRPC® has obtained multiple professional designations since graduating from Miami University in Oxford, Ohio in May 1985 with a degree in Business and Majors in Finance and Marketing.
Tom holds Series 6, 7, 24, 26 and 63 securities registrations. He has earned the CERTIFIED FINANCIAL PLANNER™ certification (CFP® certification) and Chartered Life Underwriter (CLU®) and Chartered Retirement Planning Counselor (CRPC®) designations. He is also a Past President of the Financial Planning Association (FPA) of Greater Cincinnati.
He is very active in his community and has served on the Boards of the Northern Cincinnati Foundation and the Chamber Alliance of West Chester/Liberty. Tom lives in Liberty Township, Ohio with his wife, Eleanor, and together they have four children, Brett, Lydia, Thomas, and Anne.
Laurie Usina
Laurie Usina attended Indiana University studying business from 1976 - 1978. She has been in the Financial Services industry for over 29 years in various roles including customer service, compliance and 401k plans. She attained a Series 7 registration in 2007. She spent the last 15 years as an Account Manager in the 401k industry, servicing hundreds of Plan Sponsors which gives her a great basis for working as a Financial Planner Assistant.
In her spare time, she loves spending time with her four children and six grandchildren. She is a sports enthusiast and spends quite a bit of time on the golf course during the summer and is in a bowling league during the winter months. She has spent most of her life in Fort Wayne, Indiana but spent her early years moving often on the East Coast in a Navy family.